GET  THE  RIGHT  MEDICAL  COVER

PRIVATE  MEDICAL  CARE

We have you covered. A range of medical cover options to suit your budget and healthcare needs.

  • Day-to-day plans with unlimited GP consults
  • Hospital cover with varying benefit limits
  • Senior plans for people over 65 years
  • Maternity benefits with newborn cover
  • Chronic benefits unlimited for PMBs
GET A QUOTE
MEDICAL AID or HEALTH INSURANCE
Choose the best cover for your budget.










HOSPITAL INSURANCE

Pays a daily cash amount for expenses. Payout is for each day in hospital with lump sums for major medical events.

MEDICAL INSURANCE

Covers day-to-day medical expenses with unlimited GP consults and limited medication, dentistry and specialist benefits.

MEDICAL AID

Extensive healthcare benefits paid according to medical aid tariffs. Choose between comprehensive cover or hospital plans.

Private healthcare in South Africa is expensive. Most of us can only afford to see private doctors or attend private hospitals if we have medical aid. Consider some of these private medical costs.

  • Tonsil removal surgery = R 9.500
  • Appendix removal surgery = R 25,000
  • C-section delivery childbirth = R 35,000
  • Knee replacement surgery = R 55,000
  • Coronary bypass (heart) surgery = R 400,000

The cost of a hospital stay in the intensive care unit (ICU) can exceed R 20,000 per day depending on the underlying disease, procedures and cost of specialist care.

* Average rates were sourced from the cash rates available to private hospital patients from three of South Africa's largest private hospital groups.

FREQUENTLY ASKED QUESTIONS

Our goal is to help you make an informed decision about the medical cover that you need.

HOW MUCH DOES MEDICAL AID COST?

Medical aid varies greatly in price. Most medical schemes offer a range of plans, from low cost cover for consumers earning below a certain level to network-only hospital plans and comprehensive medical aid being the most expensive. It is about choice and we have partnered with leading medical schemes in South Africa to help you find the best cover for your needs and budget.

IS MEDICAL AID THE ONLY OPTION?

Medical aid may be the most sought after medical cover but it is not affordable for every South African. Whether it is full medical aid cover or just a medical aid hospital plan, the monthly cost may be out of your reach. More South Africans are exploring other medical cover options like hospital insurance and medical insurance which are not medical aids but still provide some cover.

WHAT IS HOSPITAL INSURANCE?

Hospital insurance pays for each day in hospital. Whether you are admitted in a public or private hospital, the cover will ensure that you receive a daily payout in order to fund our personal expenses or medical bills. Hospital insurance is not medical aid but it can help to provide financial cover when you may incur costs while being hospitalised.

WHAT IS MEDICAL INSURANCE?

Medical insurance pays for day-to-day medical care. From GP consults and certain medication to specialists visits and diagnostic tests, medical insurance ensures that some, if not all, of your day-to-day medical expenses are covered. Most medical insurance plans also provide unlimited GP consults when visiting a practitioner within the designated network.